Chapter 2: Making Your Decision
IN THIS LESSON
Now that we know about the ABCD's let go over making your decision. HINT: it's Picking between a Supplemental plan or an Advantage plan. Lets compare.
Supplemental Plans have a higher monthly cost, but little to no out of pocket expense. There are no network restrictions, and referrals are not required. You need a separate Part D plan for your prescriptions.
Advantage plans have a lower monthly cost but have out of pocket expenses and co-pays. Network Restrictions and require referrals. Includes Part D for prescriptions and may include extra benefits.
Additional Considerations Depending on your state of residencey.